- - Credit Card Information
- - Apply For Credit Card
- - Forgot Credit Card Number
- - View Monthly Invoice
- - Increase Credit Limit
- - Print Credit Card
- - Go Shopping (List | Map)
- - Search/List VE Database
- - Elevator Pitches Channel
- - Online Trading Days
- - Online Lecture Series
- - Stock Market Competition
- Trading Results 2011
- Trading Statistics 2011
- Trading Results for previous years
Credit Card Information
Your Financial Freedom in the Virtual Economy
IVE Platinum may be for you if you are:
A part-time or full-time student enrolled in a college (or high school) that is part of the CUNY/IVE Collaborative. Earning a minimum of $200 monthly income (virtual money) after rent, tuition, utility, and food expenses are paid
Value and pricing
No annual fee
No co-signer needed
No active IVE MarketMaker account required
- Can be used for every purchase in the IVE Marketplace.
- Automated monthly email credit card statements.
- Low interest (10.99% APR)
- Free online Banking service
- Total Security Protection, our free package of security features, including zero liability from unauthorized card use if you notify us promptly2
- Emergency assistance
- Purchase Replacement3
- Purchase Guard3
- Additional cards at no extra charge
The CUNY Institute for Virtual Enterprise reserves the right to change your terms, rates and fees at any time, for any reason, in accordance with the cardholder agreement and applicable law. Please see terms and conditions for important information concerning this offer.
- Online Banking is only available for students enrolled in a Virtual Enterprise class.
- Claims may be filed against posted and settled transactions subject to dollar limits and verification and must be reported within 60 days of the statement.
- Certain exclusions, restrictions and limitations apply.
With the no-annual-fee IVE Platinum card, you enjoy our free Total Security Protection package. Plus there's no co-signer required.
|Description||Rate or Fee|
|APR for purchases and balance transfers||A variable APR, currently Prime + 10.99%|
|Late payment fee||$15 for balances less than or equal to $100, $25 for balances $100.01 to $1000, $35 for balances greater than $1000|
|Over Credit limit fee||$15 for balances less than or equal to $500, $25 for balances $500.01 to $1000, $35 for balances greater than $1000|
|Grace Period on purchases||At least 20 days|
IVE credit card holders are entitled to our free Online Banking service at www.ivefinancial.com. Online Banking provides complete access right at your fingertips and helps you save time and money while you manage your account. Plus, you can pay your credit card bill online for free.
Pay your credit card bill in seconds
It's free and only takes a minute to set up. Most payments are made on the same or next business day.
View your account information anytime
Access account information like your balance, transaction activity and payment due date whenever you need it.